Wednesday, December 23, 2009

Aetna Dental Benefits Need Helping Choosing A Dental Insurance Plan Aetna DMO Or PPO?

Need helping choosing a dental insurance plan Aetna DMO or PPO? - aetna dental benefits

They offer two options in the labor market for dental insurance.
Aetna Aetna DMO and PPO

The DMO will be $ 24 per month for the family, while the PPO is about 56 U.S. dollars

In terms of profits, BMD is the best, are not deductible, no annual maximum and covered most of the services, 100, 90 and 80% of the

The PPO plan has a family deductible of $ 150 annual maximum of $ 2,500 per person. Services are covered in 100/80/60%, depending on type.

On the surface it appears that BMD is the logical choice, but a bit like an HMO, there are drawbacks. The number of dentists in my zip code is BMD 3, compared to the OPP, is the 28th The DSU has no off-line, while doing the PPO. The PPO does not require any payments to specialists, not BMD.

I have a really difficult decision. We do not have many dentists have our cleanings, cavity occasionally, rarely have a root canal. I do not know, just go to the cheapest option, of necessity, so that any contribution would be great! EspeciallyIf you have experience with Aetna PPO / DMO

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